From wildfires to floods, the past few years have brought a historic number of devastating climate and weather events to the United States. In 2023 alone, there were 28 individual weather-related disasters that caused at least $1 billion in damages each.1 These events triggered a huge influx of ... Continue Reading » about 6 Strategies to Save on Home Insurance Premiums
Seller’s Checklist: A Timeline to Prep Your Home for Sale
We’re still in a seller’s market, but that doesn’t mean your home is guaranteed to easily sell.1 If you want to maximize your sale price, it’s still important to prepare your home before putting it on the market. Start by connecting with a real estate agent as soon as possible. Having the ... Continue Reading » about Seller’s Checklist: A Timeline to Prep Your Home for Sale
How to Wire Money for Closing
Finally, closing day is almost here! Before you get the keys, you will need to bring money to cover closing costs and all other fees associated with the purchase. You will bring this amount to closing in the form of a certified payment type: wire transfer, certified check, or cashier’s checks. ... Continue Reading » about How to Wire Money for Closing
5 Things Buyers Need to Do Before Escrow Closing Day
Escrow Closing day is almost here! Before you sit down at the table and get the keys to your new home, there are a few things you need to get squared away. 1. Purchase Homeowners Insurance Unless you purchase your home with cash, you will need homeowners insurance. Lenders require ... Continue Reading » about 5 Things Buyers Need to Do Before Escrow Closing Day
How to Freeze and Unfreeze Your Credit Report
Our credit score is vitally important, especially when it comes time to apply for a loan. Protecting that credit score could mean the difference between getting approved and being denied. However, with identity theft on the rise, what’s the best way to protect your credit from being ... Continue Reading » about How to Freeze and Unfreeze Your Credit Report
Investing in Real Estate vs Stocks
To grow your wealth, which is the better strategy: Investing in real estate or the stock market? Many Americans do both: 65% of US households are owner-occupied and 55% of American workers participate in an employer retirement plan (likely including exposure to the stock market). But if you’re new ... Continue Reading » about Investing in Real Estate vs Stocks